At Mutual Buddy, we understand the unique financial needs of Non-Resident Indians (NRIs) who want to invest in India while living abroad. Our comprehensive NRI investment solutions cover mutual funds, stock broking, fixed deposits, bonds, and real estate – all tailored to meet your specific goals and regulatory requirements.
We provide expert guidance on FEMA compliance, tax planning, repatriation, and FATCA regulations, ensuring your investments are fully compliant while optimising your returns. Whether you're looking for long-term wealth creation, regular income, or tax-efficient investments, our team is here to help you navigate the Indian financial landscape.
India offers attractive investment opportunities for NRIs with its growing economy, robust regulatory framework, and high-growth sectors. Here's why you should consider investing in India.
India is one of the fastest-growing economies in the world. Investing in Indian markets offers exposure to a rapidly expanding middle class, digitisation, and infrastructure development.
Indian equities, bonds, and mutual funds have historically delivered competitive returns, often outperforming developed markets, making them a compelling addition to any global portfolio.
India offers favourable tax treatment for NRI investments, including indexation benefits on long-term capital gains, lower tax rates on certain investments, and double taxation avoidance agreements.
Investments made through NRE and FCNR accounts are fully repatriable, giving you the freedom to transfer funds back to your country of residence when needed.
Adding Indian assets to your global portfolio helps diversify risk across geographies and currencies, reducing overall portfolio volatility.
India has a robust regulatory framework with SEBI and RBI ensuring investor protection, transparent markets, and fair practices for NRI investors.
Choose from a wide range of investment avenues to match your risk profile, return expectations, and liquidity needs.
Invest in a diverse range of mutual fund schemes – equity, debt, hybrid, and ELSS. NRIs can invest through their NRE/NRO accounts with full repatriation benefits. We help you select funds aligned with your financial goals.
Trade in Indian equities, derivatives, commodities, and currencies through the Portfolio Investment Scheme (PIS). We provide expert research and advisory to help you make informed investment decisions.
Earn guaranteed returns with bank fixed deposits, corporate bonds, and tax-saving FDs. NRIs can invest through NRE/NRO accounts with competitive interest rates and flexible tenures.
Invest in residential and commercial properties in India. NRIs can purchase and sell real estate with full repatriation rights, subject to RBI regulations. We guide you through the legal and regulatory process.
Get personalised portfolio management and advisory services from our expert team. We build a diversified portfolio of mutual funds, stocks, bonds, and other assets based on your risk profile, financial goals, and market outlook.
Find answers to the most common questions about NRI investments in India.
Yes, NRIs can invest in Indian mutual funds, subject to compliance with the Foreign Exchange Management Act (FEMA) and other regulations laid down by SEBI.
NRIs need specific bank accounts to invest in India. The type of account depends on the source of funds and repatriation requirements.
Yes, repatriation depends on the type of account and the source of funds used for investment.
Yes, NRIs must have a Permanent Account Number (PAN) to invest in mutual funds or stocks in India. PAN is mandatory for all financial transactions above certain thresholds.
Taxation for NRIs depends on the type of mutual fund and holding period.
Yes, NRIs can invest in Indian Initial Public Offerings (IPOs) through the ASBA (Application Supported by Blocked Amount) process using their NRE or NRO accounts.
KYC (Know Your Customer) is mandatory for all investors, including NRIs. It involves submitting identity and address proof documents.
Yes, NRIs can invest in ETFs that are listed on Indian stock exchanges. The process is similar to investing in equities and requires a demat account and PIS.
Yes, NRI investments are subject to certain limits to ensure compliance with FEMA regulations.
FATCA (Foreign Account Tax Compliance Act) mandates financial institutions to report investments made by U.S. citizens, including NRIs residing in the U.S., to the IRS.
Connect with our NRI experts to explore investment opportunities, understand tax implications, and build a portfolio that works for you.